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Equipment Leasing and Finance Association’s Survey of Economic Activity
Consumer Advocates Urge Congress To Cap Payday Loan Rates
WASHINGTON, D.C. – The Center for Responsible Lending (CRL), Americans for Financial Reform (AFR), and nearly 40 national and state organizations sent a letter urging Members of Congress to pass the Protecting Consumers from Unreasonable Credit Rates Act. “Currently, payday and car title lenders charge triple digit annual interest rates, often 300 percent or higher. A large body of research has demonstrated that these products are structured to create a long-term debt trap that drains consumers’ bank accounts and causes significant financial harm, including delinquency and default, overdraft and non-sufficient funds fees, increased difficulty paying mortgages, rent, and other bills, loss of checking accounts, and bankruptcy,” the group wrote.
Harbor Freight Announces Prizes for Skilled Trades Teaching Excellence
CALABASAS, Calif.- Harbor Freight Tools for Schools named the 10 finalists for the very first Harbor Freight Tools for Schools Prize for Teaching Excellence. It awards more than $500,000 to skilled trades teachers and programs in American public high schools, according to the press release received at this construction blog. The construction teachers honored were: Gerald “Dave” Huffman and Patrick Wadsworth, Gulfport, Mississippi;
Ed Hughes, Sheboygan Falls, Wisconsin; Bob Kilmer, Enumclaw, Washington; Cole Smith and Bill Hartman, Rohnert Park, California; and Randy Williamson, Williamsport, Pennsylvania.
The prize competition drew nearly 700 applicants from 48 states, who were narrowed to 54 semi-finalists.
The Fine Craft of Design as One of the Healing Arts
Carolyn DiCarlo designs not just for beauty and functionality, but also to heal mind, body and spirit. She has been designing structures and interiors for years on that basis. Clients feel the spaces, not just see them. “Integrative Architecture” could be compared to Integrative Medicine, taking into consideration all the elements which can cause “dis-ease.” It’s an opportunity to rethink our built environments in terms of how it makes us feel. Form, color, choice of materials, circulation flow, all can be considered on subtler levels of how it affects mood, balance and state of mind. With a cultural shift emerging, DiCarlo says, “people now want their homes and offices to reflect a compassionate, transformed, more expansive ways of thinking. Our environment can enhance our well-being if they are designed to support our inner needs.” This may involve principles of sacred architecture, feng shui, color healing, lay lines, or just an understanding of the issues facing the inhabitants. You don’t just see the space—you feel it when you visit Le Bernardin, Gleason’s Gym, Rockefeller Group corporate offices, among hundreds of others DiCarlo designed.
How To Stop Silica Dust Dangers
Innovative Valve Technology Disrupts Standards for Multi-Story Buildings
A growing number of hotels, apartments, office buildings, hospitals, condos and other multi-story buildings are using the advanced, new valve technology from ThermOmegaTech® which is dramatically easier and less costly to install and maintain. Designed and manufactured in the United States, the valve technology threatens to disrupt traditional hot water balancing practice because it enables plumbing designers, engineers and contractors to install one CircuitSolver® valve at the end of each branch and forget it. The thermal actuator inside the CircuitSolver valve modulates open and nearly closed in response to changing water temperature. At system start up, the valve is open at the end of the branch, permitting hot water to flow through the system. As the hot water in the branch reaches the factory set temperature, the valve modulates closed, but not completely closed, in order to let hot water trickle through to maintain the temperature. When the branch cools, the valve modulates open to let more hot water in to balance the system. CircuitSolver® balances automatically and never needs adjustment. No external power is required. Also, because of its automation, the system does not need to utilize over-sized water pumps, saving energy and wear on the system.
BrightLeaf Homes, LLC Receives 2017 Housing Innovation Award
BrightLeaf Homes, LLC, a fast growing, eco-friendly construction company located in the Chicago Western Suburb of La Grange,
is an all green construction company innovating the way homes are built and saving people money on their bills! The company was awarded the 2017 Housing Innovation Award, which is a HUGE deal, according to the company, since it only has eight people.
A. Duie Pyle’s Green initiative
Transportation accounts for 27 percent of Carbon emissions in the Unites States and over 90 percent of the fuel used for transportation is petroleum based, which includes gasoline and diesel. This alone adds heavily to the Greenhouse Effect. How is this affecting the trucking industry and what can companies do to help go green and not affect the bottom line? This year, A. Duie Pyle initiated a successful MPG Challenge which ended up reducing over 2.2 million pounds of CO2, and saved over 101,000 gallons of fuel in the first three months.